120-Day Fund Recovery Service
For cases where a Stripe account has entered the 120-day reserve period but the funds are still not released, we provide professional document preparation, communication assistance, and legal support to help clients move the fund recovery process forward more efficiently.
Industry Pain Points
Funds Still Not Released After the Waiting Period
Many sellers wait 120 days — or even 180 days — believing their funds will be automatically released once the holding period ends. But in reality, Stripe may continue to withhold the funds using vague reasons such as “to protect customers” or “potential risks have not yet been resolved.” This kind of never-ending delay is often the most frustrating moment for cross-border sellers.
The “Black Hole” of Communication
When an account gets suspended, the most feared situation is being forced to communicate only with bots. After sending dozens of emails, all you receive are automated replies. You cannot reach a real person who can actually solve the problem. This information asymmetry leaves you helpless — watching the balance in your account while having no practical way to fight back.
You Can See the Balance, But You Cannot Touch the Payout Button
When the 120 days are finally over, you may discover that your dashboard permissions have been restricted even further. In some cases, the payout page becomes unclickable, or you are trapped in an endless loop of “verification failed.”

